Fixed Loan Expiry Profile

5 August 2023

The full impact of Interest Rate hikes will not be felt for another 12 months.

During the pandemic, the percentage of home loans on fixed interest rates doubled from 20% to 40%, as households looked to lock in cheap rates.

However, the majority of these fixed, low interest rate loans are due to expire in the next 12 months. 65% of fixed-rate loans outstanding in early 2022 will expire by the end of 2023.

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