Half a Billion and Counting: How Holden Capital Partners Quietly Redefined Non-bank Lending

While the non-bank lending sector is filled with firms chasing rapid expansion, Holden Capital Partners (HCP) has taken a different path—one defined by discipline, relationships, and a steadfast commitment to quality lending. In just seven years since its inception, the boutique development lender has already surpassed an extraordinary milestone: $500 million in funded loans.

This milestone comes at a crucial time for the Australian property market, where traditional bank lending constraints have intensified demand for alternative financing solutions. As developers navigate tightening credit conditions and rising construction costs, HCP’s ability to provide stable, reliable funding has positioned it as a standout leader in the sector.

“We’ve never been about growth for growth’s sake,” said Dan Holden, Founder of Holden Capital Partners. “This milestone is a reflection of our unwavering commitment to doing business the right way—by focusing on strong relationships, smart deals, and a funding model that benefits both our developers and our investors.”

What sets HCP apart is its refusal to follow industry trends that favour high-risk, high-reward deals. Instead, the firm has stuck to its founding principles—providing appropriately priced development finance for sensible, well-planned projects. This approach has resonated not only with borrowers but also with investors who appreciate HCP’s measured, risk-conscious strategies.

With its increased funding capacity, HCP is now positioned to back larger transactions, with a focus on staged projects and quick commitments—without compromising its meticulous risk assessment standards.

“In an unpredictable market, our clients and investors know one thing for certain: we are a lender they can count on,” Holden affirmed. “That trust is what got us to $500 million, and it’s what will take us to our next milestone.”